Tom Clark is Principal Editor at the Resolution Foundation and a Contributing Editor at Prospect, the magazine he edited for five years. He previously spent a decade at The Guardian where he rose to be chief leader writer, and has previously worked in two Whitehall departments, the Institute for Fiscal Studies, and the Joseph Rowntree Foundation. He has written and edited a number of books on different aspects of inequality, including most recently “Broke: Fixing Britain’s poverty crisis”.

James Banks is Professor of Economics at the University of Manchester, Senior Research Fellow at IFS where he is Co-Director of the Centre for the Microeconomic Analysis of Public Policy (CPP), and a founding Co-Principal Investigator of the English Longitudinal Study of Ageing. His research focuses on empirical modelling of individual economic behaviour over the life-cycle. His early work focused on consumption and spending patterns, asset accumulation and pension choices. Subsequently he has worked on broader issues in the economics of ageing, such as health, physical and cognitive functioning and their association with labour market and broader socioeconomic status, and the dynamics of work disability.

Jane Falkingham is Professor of Demography and International Social Policy at the University of Southampton and Director of the ESRC Centre for Population Change, exploring the drivers and consequences of a changing population. Much of her research over the past 20 years has focused on the social policy implications of population ageing and the wellbeing of older people, with her research taking an explicitly life-course approach.

David Miles is a member of the OBR’s Budget Responsibility Committee and a member of the Commission of the Central Bank of Ireland. He was previously a member of the Bank of England’s Monetary Policy Committee and Chief UK Economist at Morgan Stanley. As an economist he has focused on the interaction between financial markets and the wider economy. He has worked on issues of demographics, government debt financing, housing markets and monetary policy.

Joe Studwell is a researcher and consultant. He is the Senior Visiting Fellow at the Overseas Development Institute in London, and holds a PhD in global business and development from the University of Cambridge. His recent book How Africa Works follows previous titles How Asia Works and The China Dream.